Occupation Profile for Credit Analysts
Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.
Tasks
- Core — Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Supplemental — Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Core — Prepare reports that include the degree of risk involved in extending credit or lending money.
- Supplemental — Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Core — Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
Activities
- Interacting With Computers — Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
- Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.
- Making Decisions and Solving Problems — Analyzing information and evaluating results to choose the best solution and solve problems.
- Evaluating Information to Determine Compliance with Standards — Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
- Processing Information — Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.